YAKIMA NATIONAL BANK

Protecting your privacy is important to Yakima National Bank and our employees. We want you to understand what information we collect and how we use it.

In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information.

The following policy serves as a standard for all Yakima National Bank employees for collection, use, retention, and security of nonpublic personal information.

What Information We Collect
We may collect “nonpublic personal information” about you from the following sources:

• Information we receive from you on applications or other loan and account forms;
• Information about your transactions with us or others; and
• Information we receive from third parties such as credit bureaus.

“Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history.

What Information We Disclose
In certain circumstances, we are permitted under law to disclose nonpublic personal information about you to third parties. For example, credit bureaus and third parties who assist us in servicing your loan or account with us. In such cases those third parties must also have a privacy policy meeting all requirements of the law. By law we must respond to subpoenas served by government agencies.

We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.
If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

Our Security Procedures
We also take steps to safeguard customer information. We restrict access to your personal and account information to only those employees who need to know that information in order to provide you with products or services.

Employees who violate these standards will be subject to disciplinary measures. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Your Privacy is Important to Us
We want our customers to understand that Yakima National Bank recognizes and respects the privacy expectations of our customers. As a result of our commitment, we have developed this Privacy Policy, which is readily available to our customers. Customers who have questions about this Privacy Policy or have a question about the privacy of their customer information may call:

Yakima National Bank at (509) 577 - 9000, Fax (509) 573 - 4950 or email us at ynb@ynbbank.com